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Is it time to refinance?

Mortgage Rates Down To Levels Not Seen Since Late May 2013 December 15, 2014 (PR Web) – -California mortgage rates have been trending lower all week and yesterday’s improvements brought them close to a major milestone – mortgage rates are now at levels not seen since late May 2013, right before the full affect of the Fed … Continue reading »

Earn too much and your itemized deductions are limited

If your AGI exceeds $300,000 for joint filers and $250,000 for individuals, indexed for inflation.  Income over the applicable amount will trigger an itemized deduction limitation that is the lesser of (a) 3% of the adjusted gross income above the applicable amount, or (b) 80% of the amount of the itemized deductions otherwise allowable for … Continue reading »

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